Traditional Long Term Care Insurance

Traditional Long Term Care Insurance

With a traditional stand-alone policy, which can be custom-tailored to suit your needs, you elect your benefits at the start

• Monthly Benefit
• Benefit Period (2 years, 3 years, 4 years, 5 years, 6 years, Unlimited) (Individual or Shared)
• Inflation Protection
• Waiting Period (30 Days - 180 days)

Your premium is guaranteed renewable.  Premiums are typically paid on a monthly, quarterly, semi-annual or annual basis. As long as you pay your premium, you will have coverage in-force.

Most importantly because traditional policies are able to be customized.  You are able to design the policies to account not only for your current needs but also to account for future inflation.