Two Paths Lay Before You
Original Medicare
- Original Medicare includes Part A and Part B.
- You can join a separate Medicare drug plan to get Medicare drug coverage (Part D).
- You can use any doctor or hospital that takes Medicare, anywhere in the U.S.
- To help pay your out-of-pocket costs in Original Medicare (like your 20% coinsurance), you can also shop for and buy supplemental coverage.
- Part A (Hospital Insurance)
- Part B (Medical Insurance)
- Purchase: Part D (Prescription Drug Plan)
- Purchase: Medicare Supplement Insurance
- Purchase: Dental & Vision
This information comes from www.medicare.gov
By contacting the phone number on this website you will be directed to a licensed agent.
Part C - Medicare Advantage
- Medicare Advantage is a Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage.
- These “bundled” plans include Part A, Part B, and usually Part D.
- In most cases, you can only use doctors who are in the plan’s network.
- In many cases, you may need to get approval from your plan before it covers certain drugs or services.
- Plans may have lower out-of-pocket costs than Original Medicare.
- Plans may offer some extra benefits that Original Medicare doesn’t cover—like vision, hearing, and dental services.
- Part A (Hospital Insurance)
- Part B (Medical Insurance)
- Most plans include: Part D (Prescription Drug Plan)
- Some plans include extra benefits such as vision, hearing, and dental services
- Some plans include: lower out-of-pocket costs
- All plans include an annual maximum out of pocket amount (excludes prescription drugs)