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Two Paths Lay Before You


Original Medicare 

  • Original Medicare includes Part A and Part B.
  • You can join a separate Medicare drug plan to get Medicare drug coverage (Part D).
  • You can use any doctor or hospital that takes Medicare, anywhere in the U.S.
  • To help pay your out-of-pocket costs in Original Medicare (like your 20% coinsurance), you can also shop for and buy supplemental coverage.


  1. Part A (Hospital Insurance)
  2. Part B (Medical Insurance)
  3. Purchase: Part D (Prescription Drug Plan)
  4. Purchase: Medicare Supplement Insurance
  5. Purchase: Dental & Vision





This information comes from

By contacting the phone number on this website you will be directed to a licensed agent.

Part C - Medicare Advantage

  • Medicare Advantage is a Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage.
  • These “bundled” plans include Part A, Part B, and usually Part D.
  • In most cases, you can only use doctors who are in the plan’s network.
  • In many cases, you may need to get approval from your plan before it covers certain drugs or services.
  • Plans may have lower out-of-pocket costs than Original Medicare.
  • Plans may offer some extra benefits that Original Medicare doesn’t cover—like vision, hearing, and dental services.


  1. Part A (Hospital Insurance)
  2. Part B (Medical Insurance)
  3. Most plans include: Part D (Prescription Drug Plan)
  4. Some plans include extra benefits such as vision, hearing, and dental services
  5. Some plans include: lower out-of-pocket costs
  6. All plans include an annual maximum out of pocket amount (excludes prescription drugs)