Two Paths To Consider

The difference between Original Medicare and Medicare Advantage

Original Medicare 

• Original Medicare includes Part A and Part B.
• You can join a separate Medicare drug plan to get Medicare drug coverage (Part D).
• You can use any doctor or hospital that takes Medicare, anywhere in the U.S.
• To help pay your out-of-pocket costs in Original Medicare (like your 20% coinsurance), you can also shop for and buy supplemental coverage.

1. Part A (Hospital Insurance)
2. Part B (Medical Insurance)
3. Purchase: Part D (Prescription Drug Plan)
4. Purchase: Medicare Supplement Insurance
5. Purchase: Dental & Vision

Part C - Medicare Advantage

• Medicare Advantage is a Medicare-approved plan from a private company that offers an alternative to Original Medicare for your health and drug coverage.
• These “bundled” plans include Part A, Part B, and usually Part D.
• In most cases, you can only use doctors who are in the plan’s network.
• In many cases, you may need to get approval from your plan before it covers certain drugs or services.
• Plans may have lower out-of-pocket costs than Original Medicare.
• Plans may offer additional benefits not offered under Original Medicare.

1. Part A (Hospital Insurance)
2. Part B (Medical Insurance)
3. Most plans include: Part D (Prescription Drug Plan)
4. Some plans include extra benefits not offered under Original Medicare
5. Some plans include: lower out-of-pocket costs

This information comes from www.medicare.gov

By contacting the phone number on this website you will be directed to a licensed agent.