Part C - Special Needs Plans (SNP)

A SNP provides benefits and services to people with specific diseases, certain health care needs, or who also have Medi-Cal coverage. SNPs tailor their benefits, provider choices, and list of drugs (formularies) to best meet the specific needs of the groups they serve. Plan options will vary by location.

Dual Eligible Special Needs Plans (D-SNP)

These Medicare Advantage Plans are specifically designed to help coordinate Medicare and Medi-Cal benefits. People eligible for both programs are considered “Dual Eligible” and can enroll in (D-SNP) plans under a special election period. Some plans align more closely with Medi-Cal than others.

Chronic Illness Special Needs Plans (C-SNP)

These Medicare Advantage Plans are specifically designed for people who have certain severe or disabling chronic conditions (like diabetes, End-Stage Renal Disease (ESRD), HIV/AIDS, chronic heart failure, or dementia). Plans may limit membership to a single chronic condition or a group of related chronic conditions. 

Institutional Special Needs Plans (I-SNP)

These Medicare Advantage Plans are designed for people who live in certain institutions (like nursing homes) or who live in the community but require nursing care at home.